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JPMorgan Chase is exploring plans to offer loans backed by clients' cryptocurrency holdings, including bitcoin and ethereum, as early as next year, the Financial Times reported on Tuesday, citing people familiar with the matter.
Representations of cryptocurrencies are seen in this illustration, August 10, 2022. REUTERS/Dado Ruvic/Illustration/File photo Purchase Licensing Rights, opens new tab · July 22 (Reuters) - JPMorgan Chase (JPM.N), opens new tab is exploring plans to offer loans backed by clients' cryptocurrency holdings, including bitcoin and ethereum, as early as next year, the Financial Times reported on Tuesday, citing people familiar with the matter.
VIP loans are exclusive products for institutions and big players. Whenever you avail yourself of any loan, you must keep an eye on the liquidation threshold so that you may not lose your collateral. ... You can only use cryptocurrency as collateral for a crypto loan.
VIP loans are designed for large investors, such as hedge funds, professional traders, and businesses, offering higher borrowing limits and custom terms. ... Umair Younas is a cryptocurrency-related content writer linked with this work since 2019. Here, at Blockchainreporter, he serves as a news and article writer.Flexible loans, fixed-rate loans and VIP or Institutional loans are a few major types of crypto loans offered by a few notable centralized exchanges.Since the very advent of human civilization, businesses have exchanged loans. These loans facilitate the receiver as well as the lender. The lender accrues interest, and the receiver manages the expenses, which would have been difficult had they not borrowed.The amount of interest is usually set by the lender, so it can sometimes be stifling for the borrower. Crypto traders can borrow from the exchanges they use. Although leveraging is also a form of borrowing, this article focuses exclusively on the special cases that involve the term “loan” specifically.
South Korea has introduced stringent regulatory measures to stabilize its rapidly expanding cryptocurrency lending market, capping interest rates at 20% and banning leveraged loans exceeding collateral value.
Under the guidelines, lenders are prohibited from offering crypto-backed loans in Korean won or engaging in partnerships with third-party providers to circumvent regulations. Only the top 20 cryptocurrencies by market capitalization or those traded on at least three local exchanges are eligible for lending [4]. Assets flagged for trading restrictions or suspected of abnormal activity are excluded from lending programs.- South Korea caps crypto lending rates at 20% and bans leveraged loans exceeding collateral value to stabilize its volatile market. - The FSC, with industry partners, introduced strict guidelines to curb excessive risk-taking by exchanges and protect retail investors from liquidation risks. - Lenders are restricted to top 20 cryptocurrencies by market cap, mandatory borrower training, and real-time liquidation warnings to enhance transparency and safety.[6] South Korea Implements New Rules for Crypto Loans (https://forklog.com/en/south-korea-implements-new-rules-for-crypto-loans/)South Korea Cracks Down: Crypto Lending Gets a Reality Check
Arch Lending is the leading crypto lending platform for loans backed by Bitcoin, Ethereum and Solana for individuals and institutions. Get an instant crypto loan with no credit check. Borrow against your crypto with a secure and regulated partner.
Loan Availability. Loan availability may vary based on jurisdiction. Loans are current not available to U.S. residents of AL, CA, DE, HI, MN, MS, MT, NV, ND, RI, SC, SD, TX, VT, VA, or WA or to U.S. businesses in CA, DC, HI, MT, NV, NM, ND, RI, SD, or VT.Loan Agreement. Loans are issued pursuant to a loan agreement between Arch and you. This legally binding document outlines your rights, obligations, interest rates, repayment schedules, potential fees, default consequences, and any other terms and conditions related to your loan.Explore our market leading crypto-backed loans, meticulously designed for maximum security and simplicity.Our business model does not involve the use of your assets. They are stored in secure custody and returned at the end of your loan.
To get a loan, go to the Loans page and click the Create new loan button. There you will find the loan calculator. All you need is to choose the Crypto you want to use as Collateral, the desired Loan Amount in fiat or cryptocurrency, and a comfortable Loan Tariff (LTV).
Benefit from a market-leading 97% loan-to-value ratio. Get funds in multiple currencies and withdraw how you like - to your bank account, or another exchange · Turn your Bitcoin, Ethereum, or other crypto into cash without selling them. It's simple and fast. Unlock immediate liquidity without letting go of your investment's potential ... Quickly transfer your chosen cryptocurrency to your YouHodler wallet from a list of 50+ options.The crypto-backed loan works similar to regular loan with collateral, but in this case, as collateral you use crypto. Crypto investors like any other investors buy various cryptocurrencies and wait for the market price to jump up. But, in this case, their investments are "frozen" in the crypto.To get a loan, go to the Loans page and click the Create new loan button. There you will find the loan calculator. All you need is to choose the Crypto you want to use as Collateral, the desired Loan Amount in fiat or cryptocurrency, and a comfortable Loan Tariff (LTV).Use our intuitive loan calculator to customize your loan terms. Experience immediate approvals without the hassle of peer-to-peer platforms. Access funds in multiple fiat options or popular cryptocurrencies
Unlock loans in USD or your local currency while keeping the BTC you love. Loans typically funded within 24 hours. No monthly payments. LTV 50%.
A fast and convenient way to access dollars without having to sell your BTC. You typically do not create a taxable event, and most importantly, you get to keep your BTC. Once the loan is repaid, your bitcoin is sent back to you.A one-stop service that combines a Ledn Bitcoin-backed Loan and a BTC purchase which allows users to increase the BTC they hold.Get a lower interest rate for your loan.Collateral is also ring-fenced from any credit risk related to Standard loans or Growth accounts.
Borrow crypto and get access to funds without selling your digital assets. Unlock new financial possibilities with a crypto Credit Line from Nexo.
Choose to receive your loan in your bank account or as stablecoins in your Nexo account.Choose from over 100 supported digital assets and use multiple at once, with each asset having its own loan-to-value (LTV) ratio.If your collateral depreciates in value, your savings will be transferred automatically to your Credit Wallet to keep your loan healthy.Unlike traditional loans that consider your credit score, Nexo offers a crypto-backed Credit Line that uses your digital assets as collateral. Once you top up, you can immediately utilize your Credit Line.
In a Tuesday notice, Lummis said ... order, US mortgage purchasers Fannie Mae and Freddie Mac would be required to “consider cryptocurrency as an asset for single-family loans.”...
In a Tuesday notice, Lummis said her proposed bill, the 21st Century Mortgage Act, would take congressional action following a June order from the US Federal Housing Finance Agency (FHFA). In that order, US mortgage purchasers Fannie Mae and Freddie Mac would be required to “consider cryptocurrency as an asset for single-family loans.”Senator Cynthia Lummis followed Representative Nancy Mace in proposing a law in Congress that could codify a June order on crypto from the US Federal Housing Finance Agency.Lummis’ proposed law targeted young Americans struggling to find affordable long-term housing who would not be forced to convert any crypto holdings into fiat and have them assessed as collateral for housing loan applications.If passed, the legislation could give more weight to a US housing regulatory agency’s June order to consider certain digital assets for mortgage loan risk assessments.
JPMorgan is eyeing a major expansion into crypto-backed lending and is considering offering loans secured directly by clients’ cryptocurrency assets—including bitcoin (BTC) and ether (ETH), according to a report by the Financial Times.
Last week, Jamie Dimon said that the bank plans to get more involved in stablecoins.US Europe Asia Cryptocurrencies Rates Commodities Currencies
By distributing risk and implementing advanced security protocols, we speed up loan funding and enhance wealth preservation—always keeping your assets fully protected. Combine multiple cryptocurrencies to borrow funds in USD or Stablecoin.
For fast, secure bitcoin-backed loans, individuals and businesses trust SALT Lending to leverage their crypto assets for wealth opportunities since 2016.Life is full of adventure, and bitcoin and other digital assets can fuel them. Who said you can’t have the best of both worlds? HODL and access cash. Take out a SALT loan to better leverage your digital assets.Open an account in under 60 secondsDesigned for individuals, businesses, and investors to leverage digital assets. Access cash loans without selling your Bitcoin, earn yield, and invest strategically.No need to sell your Bitcoin. Borrow against it. With SALT, it’s simpler than ever! Trusted by thousands of individuals, businesses, and investors. Explore your bitcoin-loan options on our app.
The leading community for cryptocurrency news, discussion, and analysis. ... Has anyone here taken loans just to buy bitcoin, then when the price went up sold an amount able to pay off the loan, thus netting the difference as new bitcoin in your stack?
The leading community for cryptocurrency news, discussion, and analysis. ... Taking out a loan to buy bitcoin.10 votes, 26 comments. Hello everyone! Have a quick question I’ve tried crypto loans a few times, and with so many platforms available, choosing the…Posted by u/cryptosss_20 - 10 votes and 26 commentsA community for news and discussion about cryptocurrency finance.
In this blog, we’ll walk through 10 of the best crypto loan platforms in 2025 — as well as the pros and cons of each option! ... Aave is one of the world’s most popular decentralized finance (DeFi) protocols that is used to borrow and lend cryptocurrency.
Customize details about your loan — such as yield generation! Because Alchemix relies on other protocols to generate yield, there is some risk if these applications fail or are compromised. Alchemix supports less than 10 cryptocurrencies as collateral — including ETH and DAI.Arch Lending is a centralized lender focused on security. All of your crypto holdings are secured with Anchorage, and customer collateral remains in storage until the end of the loan. ... Arch Lending is focused on security — reducing the risk that you’ll lose your cryptocurrency due to hacks and/or bankruptcy.Offers startup-equity backed loans and white glove service for high net worth individuals. Beginner-friendly with quality customer service. High costs — interest rates are 14%, with an additional 1.5% origination fee. Supports BTC, ETH, and SOL only — LTV ranges from 45-60% depending on the asset. ... Binance is one of the world’s largest centralized exchanges. The platform offers a wide range of services — including cryptocurrency loans with low annual interest rates!At the time of writing, a loan on BTC has an interest rate just over 1%. ... Wide range of supported assets — over 50 cryptocurrencies can be used as collateral!
Block Earner, a crypto start-up embroiled in a legal battle with the corporate regulator, has clinched a $75 million valuation after a new capital raising.
The Sydney-based business, which is being pursued by the corporate regulator for operating a previous product without a licence, will use the funding from venture capital investors to establish a niche in the crowded home lending market: using bitcoin as security for a loan.Block Earner, a start-up preparing to offer bitcoin-backed loans for home deposits, has raised fresh capital from investors that values the business at $75 million.
Borrowing crypto on Binance is easy! Use your cryptocurrency as collateral to get a loan instantly without credit checks.
Binance Flexible Loan, ie. Binance Loans (Flexible rate), is an isolated, overcollateralized, open-term loan product. You can borrow and repay anytime from $1 equivelent of cryptocurrencies. Collateral of Binance Loans (Flexible rate) are subscribed to Simple Earn Flexible Products that can earn rewards every minute while being used as collateral.Yes, for every cryptocurrency, there are different maximum amounts you can pledge or borrow. Please refer to the product page for the latest information. ... All relevant interest rates of Binance Flexible Loan are updated every minute. Please refer to the Loan Data page for more information.Binance Flexible Loan offers and accepts a wide range of cryptocurrencies as loanable and collateral assets, including USDT, BTC, and ETH. Please refer to the Loan Data page for more information.Please note that same-cryptocurrency collateral-loan pairs aren't supported
Figure lets you borrow cash against your Bitcoin or Ethereum. Get same-day approval and flexible payment options, no credit score needed.
Whether you need to consolidate debt, fund a large purchase, or just bridge short-term finances, our crypto backed loan platform—covering both Bitcoin loans and Ethereum loans—lets you borrow against your holdings instantly.Figure’s crypto-backed loan allows you to put up crypto as collateral to access cash, while continuing to HODL. You can borrow up to 75% of the value of your crypto at a fixed interest rates of 8.91% (9.999% APR) at 50%2: Navigates to numbered disclaimer . Your rate will be determined by your collateral and LTV.Your collateral is held by our qualified custodian and will never be rehypothecated. You can make monthly interest-only payments over the course of your loan term, or opt to defer interest for a fee.1: Navigates to numbered disclaimer Your remaining balance and any deferred interest is due in full at maturity.Figure's Crypto-Backed Loan is available to residents of every state except Idaho, Illinois, Kentucky, Maryland, Mississippi, South Dakota, Texas, Vermont, Virginia, and the District of Columbia, and we are working to expand to these locations.
JPMorgan is eyeing a major expansion into crypto-backed lending and is considering offering loans secured directly by clients’ cryptocurrency assets—including bitcoin BTC$111,551.29 and ether (ETH), according to a report by the Financial Times.
Last week, Jamie Dimon said that the bank plans to get more involved in stablecoins.JPMorgan may launch these crypto‑backed loans as soon as next year, the report said, citing people familiar with the matter.
Bank’s chief Jamie Dimon, who once branded bitcoin a ‘fraud’, has moderated his tone
The new rules come from South Korea's new guideline on crypto lending services for local exchanges, aiming to protect investors.
It also stipulates that only the top 20 cryptocurrencies by market cap or those traded on three or more platforms can be offered for lending.The guideline also stipulates that lending services are limited to the top 20 cryptocurrencies by market capitalization, or cryptocurrencies that are traded on three or more licensed local exchanges.If a cryptocurrency is designated as cautionary by crypto exchanges, lending services for that asset must also be halted.
Crypto lending allows you to borrow money through a cryptocurrency platform. Borrowers use crypto as collateral to get a loan, often without needing a credit check.
Depending on the platform, you may be able to borrow as much as 97% of your digital asset balance, though many platforms have lower loan-to-value (LTV) limits. Check your crypto balance to determine whether you can get enough to meet your borrowing needs. Choose a lending platform. Next, you'll want to shop around and compare lending platforms. Factors to consider include the platform's reputation, supported cryptocurrencies, interest rates, LTV maximums, fees, repayment terms and security features.Asset inaccessibility: As long as your loan is outstanding, you can't use or trade your crypto assets. In other words, if the price of your assets tanks, you're stuck, and there's no insurance against the loss. As you shop around, it's important to pay attention to several different features, including the following: Interest rates: Platforms may offer varying interest rates based on your LTV and the type of cryptocurrency you use as collateral.Crypto lending allows you to borrow money through a cryptocurrency platform. Borrowers use crypto as collateral to get a loan, often without needing a credit check.As with a secured loan like a car loan or mortgage, you retain ownership of your cryptocurrencies while you pay down the loan.
These included programs offering loans up to four times the value of collateral, exacerbating concerns about regulatory arbitrage and investor harm [5]. The new rules reflect the FSC’s intent to formalize oversight and potentially enshrine these standards into law in the future [1]. The regulatory intervention underscores South Korea’s cautious approach to managing the cryptocurrency ...
These included programs offering loans up to four times the value of collateral, exacerbating concerns about regulatory arbitrage and investor harm [5]. The new rules reflect the FSC’s intent to formalize oversight and potentially enshrine these standards into law in the future [1]. The regulatory intervention underscores South Korea’s cautious approach to managing the cryptocurrency market amid growing adoption.A key provision in the guidelines prohibits the use of third-party services for lending operations to prevent regulatory circumvention. Exchanges are required to use their own capital to issue loans, and any demand for repayment in fiat currency is considered a violation of lending laws.South Korea’s Financial Services Commission (FSC) has implemented new regulatory guidelines for cryptocurrency lending services on centralized exchanges, capping interest rates at 20% per annum and prohibiting leveraged lending that exceeds collateral value.The new rules define the scope of virtual asset lending by referencing global regulatory models and emphasize user protection measures. Lending services are restricted to the top 20 cryptocurrencies by market capitalization or those listed on at least three local exchanges.